Interest Rate applicable on Loans & Advances with Effect From 01/05/2022 | ||
---|---|---|
Sl.NOs | Particulars | Revised Interest Rate |
1 | Personal / Surety Loan a) Salary Drawing Borrowers b) Others/General |
12.00% 13.00% |
2 | a) Gold Loan/Loan on Govt. Securities | 9.00% |
3 | Vehicle Loan New Vehicle for Women New Vehicle for Others Purchase of Used Vehicle |
9.50% 10.00% 12.00% |
4 | Vehicle HP Loan(Only White Board Vehicle) Up to Rs.10.00 Lakh |
12.00% |
5 | a) House Construction and House / Flat Purchase a) Upto Rs.50 lakhs b) Above Rs.50 lakhs |
8.90% 10.00% |
6 | Repair and Renovation of House/Flat Upto Rs.10.00 Lakhs |
10.50% |
7 | Site Purchase | 11.00% |
8 | Higher Education a) Upto Rs.20 lakhs b) Above Rs.20 lakhs |
10.00% 10.50% |
9 | Secured Term Loan(STL)- Education Loan For Women Upto 3 Lakhs For Others Upto 3 Lakhs |
9.50% 10.00% |
10 | Business Term Loan a) MSME b) Others |
10.00% 11.00% |
11 | CCL & OD a) MSME b) Others |
10.00% 11.00% |
12 | Secured Business Loan to women entrepreneurs Up to Rs.100.00 Lakh |
10.00% |
13 | Charitable Trust, Society & Educational Institutions Overdraft / Term Loan |
10.50% |
14 | Commercial Building Purchase / Construction & CRE Project Loans | 12.50% |
15 | Other Purpose a) Upto Rs.50 lakhs b) Above Rs.50 lakhs |
12.50% 13.00% |