As per RBI Notification dated 28-08-2015, our bank will remain closed on All Sundays, 2nd and 4th Saturdays

Gold Loan @ Rs.1800/- per gram of gold

Administrative Office IFS Code SRCB0NCB001

Customer can operate from any Branch through ABB Facility

LC & Bank guarantee facility available

One among top 50 co-operative banks in India

Largest Co-operative Bank in Karnataka

1% Rebate for prompt payment of EMI

ATM Facility available in selected branches

The maximum exposures limit for single borrower is Rs. 14 Crores

ATM facilities available at Gandhi bazaar, Banashankari 2nd Stage, Koramangala, Indiranagar, Jayanagar, Yeshwantpur, Rajarajeshwari Nagar, Banasawadi and Mysore Branches




Eligibility Member/Associate Member of the Bank and also Nominal Members by payment of nominal membership fee of Rs.100/-.
Area of Operation Bangalore Urban and Bangalore Rural District (whether to specify area which will be covered - MAP)
Security Gold Ornaments
Maximum limit Rs.5.00 lakhs
Margin 20% of Value as assessed by Bank’s Valuer
Maximum Repayment Period 24 Months
Release of loan The proceeds of the loan amount shall be paid to the party’s SB/CA.
Interest rate and interest application frequency 11.50%
The Rate of Interest will be charged and compounded at monthly intervals and interest so charged will be capitalised. Interest rate is subject to revision from time to time as per the directives of Reserve Bank of India or as per the decision of the Board of Directors.
Service Charges Minimum of Rs.50/-
Rs.5/- per 1000/- + 1% of loan amount as insurance 1% insurance charges after every one year